Today’s the official kickoff for National Cyber Security Awareness Month, and the organizations supporting the event, including the National Cyber Security Alliance, the Anti-Phishing Working Group, and dozens of corporate citizens including Webroot, want you to protect your computer and your personal information. So they’ve come up with a three word campaign slogan they hope will become conventional wisdom for every Internet user: Stop. Think. Connect. Think of it as the 21st century equivalent of looking both ways before crossing the street.
In my case, they’re preaching to the choir. For years, I’ve advocated that people treat everything they see online critically, and to scrutinize information before acting on it. That’s because the army of criminals who commit fraud and theft over the Internet on a daily basis rely on you to not stop, not think, and to click links or open files immediately, without regard to the consequences of your actions. That’s how most people infect themselves. If you stop and think before you connect, you can prevent most of these infections yourself, simply by exercising a little restraint.
It’s hard to think of a major cybercrime outbreak over the past year that hasn’t relied, to some extent, on the naivete of its targets. Security professionals call these tricks “social engineering,” but that’s just a geeky term for criminal skullduggery that’s as common offline as online. The ruse almost always tries to invoke an adrenaline-fueled need for an immediate response — usually out of fear, greed, or panic — on the part of a victim. The victim ends up in a mental state where they are likely to make rash, impulsive decisions. And they do.
Putting the brakes on social engineering tricks usually takes all the steam out of them. To that end, I’d like to show you examples of five of the most common cyberscams that lead to the loss of personal information or sensitive data. Hopefully, if you know what to expect, you’ll simply walk away from the encounters unscathed.